HDFC ergo policy

Rajasekhar · 12-18-2009, 03:44 PM

I have received a call from my bank and they are offering HDFC Ergo policy on my credit card. They are saying that it will cover only hospital expenses and clinic or home treatments are not covered under this plan. For 2 lakh they are charging Rs.3709 premium. Is that good policy or just like any other policy?
I never dealt with any private insurers and don't really trust them.

Should I take HDFC Ergo or just reject the offer?

admin · 12-20-2009, 03:39 PM

I would say LIC's Health Plus is better than this policy.

In HDFC Ergo you are ONLY person who is protected. What about your family members?

Not only this.... after the policy term, you are not going to receive anything. But in LIC your money will grow.

Read more benefits here: http://www.lifeinsuranceindiaonline....lth-insurance/

Think again......

berry26 · 12-27-2009, 07:53 PM

Ya, i am also agree with admin because apart from LIC its quite tough to trust on private insurers & specially on policies like HDFC ergo. if we dont have proper knowledge about that.

**lic-agent** · 03-23-2010, 03:38 PM

Sometimes its better to take your own decision. Health Insurance from private sectors will give you better option. I have few friends with Bajaj Health Insurance and they are saying its good plan.

12-18-2009, 03:44 PM	#1
Rajasekhar Junior Member Join Date: Dec 2009 Posts: 3	HDFC ergo policy I have received a call from my bank and they are offering HDFC Ergo policy on my credit card. They are saying that it will cover only hospital expenses and clinic or home treatments are not covered under this plan. For 2 lakh they are charging Rs.3709 premium. Is that good policy or just like any other policy? I never dealt with any private insurers and don't really trust them. Should I take HDFC Ergo or just reject the offer?

12-20-2009, 03:39 PM	#2
admin Administrator Join Date: Dec 2009 Location: Mumbai Posts: 91	Not bad I would say LIC's Health Plus is better than this policy. In HDFC Ergo you are ONLY person who is protected. What about your family members? Not only this.... after the policy term, you are not going to receive anything. But in LIC your money will grow. Read more benefits here: http://www.lifeinsuranceindiaonline....lth-insurance/ Think again......

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12-27-2009, 07:53 PM	#3
berry26 Junior Member Join Date: Dec 2009 Posts: 3	Ya, i am also agree with admin because apart from LIC its quite tough to trust on private insurers & specially on policies like HDFC ergo. if we dont have proper knowledge about that.

03-23-2010, 03:38 PM	#4
lic-agent LIC Agent Join Date: Dec 2009 Location: Mumbai Posts: 28	Sometimes its better to take your own decision. Health Insurance from private sectors will give you better option. I have few friends with Bajaj Health Insurance and they are saying its good plan.